The Affordable Care Act —What it Means for Those with Pre-Existing Conditions

The new healthcare reform recently passed was pretty confusing for the general public. Check out this helpful guide from healthcare.gov breaks down information if you have a loved one with pre-exisiting conditions

If your loved one has been denied health insurance coverage by a private insurance company due to a pre-existing condition, there may be hope. The Pre-Existing Condition Insurance Plan (PCIP) is a new program created by the Affordable Care Act to provide coverage for uninsured people with pre-existing conditions until the new insurance market rules take effect in 2014. Eligible individuals include those who have been uninsured for at least six months, have a pre-existing condition or have been denied health coverage because of a health condition, and are a U.S. citizen or are residing here legally. To learn more about the Pre-Existing Condition Insurance Plan, click here.