The new healthcare reform recently passed was pretty confusing for the general public. Check out this helpful guide from healthcare.gov breaks down information if you have a loved one with pre-exisiting conditions
If your loved one has been denied health insurance coverage by a private insurance company due to a pre-existing condition, there may be hope. The Pre-Existing Condition Insurance Plan (PCIP) is a new program created by the Affordable Care Act to provide coverage for uninsured people with pre-existing conditions until the new insurance market rules take effect in 2014. Eligible individuals include those who have been uninsured for at least six months, have a pre-existing condition or have been denied health coverage because of a health condition, and are a U.S. citizen or are residing here legally. To learn more about the Pre-Existing Condition Insurance Plan, click here.
Great Post.
These PCIP programs are to be in place until 2014, which is when affordable health insurance companies will be required to accept all applicants regardless of their health condition and pre-existing problems.