With this issue of TAKE CARE!, NFCA is pleased to begin a new feature aimed at providing family caregivers with a variety of tips, tools and ideas to help you make life a little easier, take better care of your loved ones, and plan for the future.
In Case of Emergency …
No one wants to think about the “what if” scenarios, but a responsible family caregiver should always have a plan in place that addresses the unthinkable. What would your loved ones need to know should you, the family caregiver, become incapacitated, or worse? Kate Finan, a daily money manager with Help Unlimited, Inc. in Maryland, suggests that you take a three-ring binder and label it “All They Need to Know.” In it, put the location of all your important papers as well as the location of a copy of each document. Include information about your credit cards, your brokerage and retirement accounts, and all your insurance policies. If some of your bills are paid automatically through your bank, this information should be included as well. And don’t forget to make a list of your computer and other passwords so that family members can access important accounts quickly in an emergency. Use sheet protectors to keep the pages clean and safe. Finally, because the information in your binder is highly privileged, it’s important to store it in a secure place and to share its location only with the individuals you choose to have access to it.
No one wants to think about the unthinkable. But doing so now will provide both you and your family members with enormous peace of mind.